Title: Relationship Manager-SME Business
Company Name: A Reputed Bank
Vacancy: --
Age: At most 35 years
Job Location: Anywhere in Bangladesh
Salary: Negotiable
Experience:
The candidate must have completed Masters/MBA degree from a UGC-approved university.
No third division/class or equivalent CGPA is allowed at any stage.
In Banks/NBFIs: Minimum 04 (Four) years in Banks/NBFIs, which are growing faster in SME.
In mortgage/secured loan/housing loan/revolving loan will be given preference.
Last 02 (Two) years grading of the candidate by the employer at least in the 2nd top grading.
Strong analytical skills in credit assessment and customer service experience.
In-depth knowledge in Bangladesh Bank guidelines and relevant Credit Policy.
Manage and grow the existing SME portfolio of the branch. Acquire new SME business to meet target. Maintain a target-driven approach to achieve business goals
Assist in processing and analyzing credit proposal in compliance with the Bangladesh Bank’s Credit Policy and Bangladesh Bank guidelines.
Conducts financial analysis, risk assessment and due diligence on prospective and existing borrowers.
Prepare credit proposal, collect necessary documents from customers.
Maintain strong customer relationships through effective communication and service delivery. Engage with clients to ensure business retention and satisfaction.
Monitor borrower accounts, repayment performance and ensure early identification of potential risks.
Liaise with concerned division of Head Office.
Monitoring portfolio, necessary reporting assign by supervisor and maintenance of credit files for audit and compliance purpose.
Coordinate with Recovery Team, Risk Management and Legal Divisions in case of special monitoring.
Executing any other duties as and when assigned by the authority.