Job Description

Title: Life & Health Insurance Sales Specialist

Company Name: InsureCow Tech Pte. Ltd.

Vacancy: 3

Age: 22 to 30 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• 2 to 5 years
• The applicants should have experience in the following business area(s): Banks, Insurance, Agro based firms (incl. Agro Processing/Seed/GM), Farming, Livestock, Animal/Plant Breeding, Dairy, Agro based Startup

• Bachelor/Honors
• Masters

• 2 to 5 years
• The applicants should have experience in the following business area(s): Banks, Insurance, Agro based firms (incl. Agro Processing/Seed/GM), Farming, Livestock, Animal/Plant Breeding, Dairy, Agro based Startup

• Age 22 to 30 years

Job Experience

• Three to five years of experience in life or health insurance sales

• Experience selling microinsurance or low-value rural products is a strong advantage

• Experience working with MFIs, NGOs, or rural networks

• Prior training or supervision of insurance agents is highly preferred

• Experience with claim documentation or field verification is an added plus

Requirements

• Strong understanding of life and health insurance concepts

• Ability to lead and motivate a field sales team

• Excellent communication skills

• Comfortable using smartphones, apps, dashboards, and digital tools

• Willingness to travel frequently to districts

• Ability to achieve and manage monthly sales targets

• Strong problem-solving and field management skills

Special Requirements

• High emotional maturity to support families during illness or death claims

• Ethical, transparent selling approach—must follow all disclosure rules

• Ability to simplify complex insurance terms for low-literacy customers

• Very strong attention to detail in forms, documents, and verification

• Must be comfortable interacting with household decision-makers, women, elders, and mixed community groups

About InsureCow

InsureCow Tech Pte Ltd is a Singapore-registered insurtech and agri-fintech company operating in Bangladesh. We work with underserved rural communities to deliver life and health insurance, cattle and crop protection, financial inclusion, and digital risk assessment.

Our mission is to build a trusted safety net for rural households through technology, transparency, and accessible insurance services.
We are expanding our Life & Health Insurance division and seeking an experienced Sales Lead to drive adoption, build field capability, and scale our insurance programs across the country.

Position Overview

The Life & Health Insurance Sales Lead will manage sales strategy, field team performance, partner relationships, and product growth.
This role requires leadership, hands-on field experience, and a deep understanding of how to communicate insurance concepts to rural customers.

You will play a key role in building the future of rural life and health protection in Bangladesh.

Key Responsibilities

Sales Leadership & Strategy

• Lead and supervise field agents selling life and health insurance
• Set monthly and quarterly sales targets and ensure performance delivery
• Design sales campaigns for rural and semi-urban customers
• Identify new regions and communities for insurance outreach

Agent Training & Capacity Building

• Train field staff on life and health insurance products, claims, benefits, exclusions
• Develop easy-to-understand training materials for low-literacy audiences
• Ensure ethical selling and compliance during all field interactions

Customer Acquisition & Support

• Explain life and health insurance in simple terms
• Support customers in selecting the right plan based on household needs
• Review nominee information, household data, and risk declarations
• Ensure proper documentation, forms, and verification steps

Claims Coordination

• Guide field teams on health claim documents, medical notes, death certificates, and verification reports
• Support families during claim situations with empathy and professionalism
• Maintain communication with insurer partners and internal insurance ops team

Data, Reporting & Compliance

• Maintain accurate data entry and reporting dashboards
• Monitor field performance, resolve challenges, and optimize sales processes
• Ensure all activities comply with regulatory and partner standards

• Mobile bill
• Lunch Facilities: Partially Subsidize
• Salary Review: Yearly

Salary & Benefits

• Competitive monthly salary
• Sales commissions
• Full training and continuous development
• Fast-track promotion opportunities
• Pathway to Regional or National Sales Manager roles