Junior Officer (Credit)

Job Description

Title: Junior Officer (Credit)

Company Name: Astha Bohumukhi Somobay Somittee (ABSS) Limited.

Vacancy: --

Age: Na

Job Location: Jashore

Salary: Tk. 15839 - 15839 (Monthly)

Experience:

Published: 2025-09-11

Application Deadline: 2025-09-30

Education:

Requirements:

Skills Required:

Additional Requirements:

Responsibilities & Context:

Group Formation and Member Admission (25%)

• Organize and facilitate the formation of credit groups, particularly focusing on women’s groups in rural areas.

• Conduct detailed surveys to assess the needs and financial health of potential members.

• Oversee the admission process for new members into credit groups, ensuring adherence to eligibility criteria and standards.

• Provide training and orientation for new group members on credit policies and financial management.

Loan Disbursement and Collection (30%)

• Evaluate and approve loan applications based on group and individual assessments.

• Disburse loans in accordance with ABSS Limited’s policies and procedures.

• Monitor and manage the collection of loan repayments, addressing any issues or delinquencies promptly.

• Develop and implement strategies to ensure timely repayment and minimize loan defaults.

Risk Management (20%)

• Assess and identify potential risks associated with loans and credit groups.

• Implement risk mitigation strategies to protect the organization from financial losses.

• Conduct regular reviews and audits of loan portfolios to ensure compliance with risk management policies.

Survey and Evaluation (15%)

• Conduct surveys to evaluate the performance and impact of credit groups.

• Gather feedback from group members and stakeholders to improve credit services.

• Analyze survey data to make informed decisions regarding credit policies and procedures.

Reporting and Documentation (10%)

• Prepare and maintain accurate records of loan applications, disbursements, and collections.

• Generate regular reports on loan performance, group activities, and financial status for review by management.

• Ensure all documentation is complete, up-to-date, and compliant with organizational standards.

• Provident fund,Gratuity,Mobile bill,T/A
• Lunch Facilities: Partially Subsidize
• Salary Review: Yearly
• Festival Bonus: 2

Motorcycle allowance BDT3000.00; Cell Phone allowance: BDT500.00; Free Office accomodation; Subsidized Fooding