Credit Officer

Job Description

Title: Credit Officer

Company Name: SBAC Bank PLC

Vacancy: --

Age: At most 42 years

Job Location: Anywhere in Bangladesh

Salary: --

Experience:

• At least 2 years

• Masters

• Masters’ degree from reputed university with no third division/class in any academic result.

• At least 2 years

• Age At most 42 years

Experience Requirements

• Minimum 2 years’ practical experience in Credit desk of any Bank with proven track record.

Additional Requirements

• Strong knowledge of Lending Operations & Credit Risk Management is required
• Adequate practical knowledge of loan documentation, disbursement and monitoring
• Excellent communication, analytical skills with strong interpersonal relationship
• Applicant having break of service need not apply.

SBAC Bank PLC is looking for experienced professionals in the following position

Job Title: Credit Official

Employment Status: Permanent (SO to FAVP)

Key Responsibilities:

• Analyzing the prospective client(s) for loans and assist them with loan application procedures. Process credit proposals through scrutinizing all required documents/ information along with analyzing of financial statements, security/collateral of customer, credit worthiness and managing of clients.
• Scrutinize and analyze the new potential customer and clients for loans and advances of different sectors like corporate, CMSME, Retail and managing of Bank’s products/services with cross selling. Drafting of loan documents, security documents, collateral documentation that include charge documents, charge creation and mortgage of properties, etc in compliant manner to ensure compliance with internal regulations, applicable laws, and to submit for approval and signing credit agreement disbursement and security documents.
• Identify, analyze and manage different types of risk involved in credit proposals and determine the pricing of risk associated with the proposals
• Finalizing credit proposals and place credit memo, office note before the respective authority for approval;
• To enforce compliance with the credit risk parameters and credit exposure on concentration limits set by the Bank and regulatory authorities
• All work related to loan monitoring and compliance.

Attractive compensation package Excellent working environment Smooth career progression