Title: Assistant Manager - Credit Management
Company Name: Crown Cement PLC
Vacancy: --
Age: At least 29 years
Job Location: Dhaka
Salary: Negotiable
Experience:
Communication Skill
Negotiation Skill
Financial Analysis
Reporting
Credit Risk Assessment
Develop, implement, and enforce credit policies and procedures.
Evaluate customer creditworthiness using financial statements, credit reports, and payment history.
Set appropriate credit limits and terms for customers.
Monitor credit risk exposure across the customer portfolio.
Recommend approval, adjustment, or rejection of credit applications.
Oversee the accounts receivable function, ensuring timely invoicing and payments.
Monitor outstanding debts and follow up on overdue accounts.
Implement strategies to minimize bad debts and write-offs.
Coordinate with collection agencies or legal teams when necessary.
Prepare regular credit risk and collections reports for senior management.
Forecast cash flow impacts of credit and collections performance.
Analyze trends in customer payment behaviors and recommend corrective actions.
Monitor key metrics such as Days Sales Outstanding (DSO), aging reports, and bad debt ratios.
Ensure compliance with company policies, industry regulations, and legal requirements.
Maintain accurate documentation of credit evaluations and collection efforts.
Liaise with auditors and regulatory bodies as needed.
Negotiate credit terms and repayment plans with customers.
Handle escalated customer disputes related to billing or credit.
Build strong relationships with clients while balancing risk and customer satisfaction.
Lead and mentor the credit control/credit management team.
Set performance goals, monitor results, and provide training.
Foster a culture of accountability, efficiency, and continuous improvement.
Work closely with Sales, Finance, and Legal teams to balance revenue growth with risk management.
Support business development by providing credit input for potential new deals.
| University | Percentage (%) |
|---|---|
| National University | 25.34% |
| University of Dhaka | 5.68% |
| Jagannath University | 3.31% |
| Southeast University | 1.69% |
| American International University Bangladesh (AIUB) | 1.61% |
| Jahangirnagar University | 1.36% |
| Stamford University Bangladesh | 1.27% |
| University of Rajshahi | 1.10% |
| North South University | 1.10% |
| University of Chittagong | 1.02% |
| Age Range | Percentage (%) |
|---|---|
| 20-30 | 22.03% |
| 31-35 | 36.02% |
| 36-40 | 27.63% |
| 40+ | 14.07% |
| Salary Range | Percentage (%) |
|---|---|
| 0-20K | 2.37% |
| 20K-30K | 7.12% |
| 30K-40K | 14.58% |
| 40K-50K | 22.88% |
| 50K+ | 53.05% |
| Experience Range | Percentage (%) |
|---|---|
| 0 years (Freshers) | 3.56% |
| 0.1 - 1 years | 2.12% |
| 1.1 - 3 years | 6.36% |
| 3.1 - 5 years | 11.61% |
| 5+ years | 76.36% |