Assistant Manager - Credit Management

Job Description

Title: Assistant Manager - Credit Management

Company Name: Crown Cement PLC

Vacancy: --

Age: At least 29 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• 7 to 10 years
• The applicants should have experience in the following business area(s): Manufacturing (FMCG), Group of Companies, Cement, Steel

• Bachelor of Business Administration (BBA)
• Master of Business Administration (MBA)

• 7 to 10 years
• The applicants should have experience in the following business area(s): Manufacturing (FMCG), Group of Companies, Cement, Steel

• Age At least 29 years

• Communication Skill

• Negotiation Skill

• Financial Analysis

• Reporting

• Credit Risk Assessment

• Develop, implement, and enforce credit policies and procedures.

• Evaluate customer creditworthiness using financial statements, credit reports, and payment history.

• Set appropriate credit limits and terms for customers.

• Monitor credit risk exposure across the customer portfolio.

• Recommend approval, adjustment, or rejection of credit applications.

• Oversee the accounts receivable function, ensuring timely invoicing and payments.

• Monitor outstanding debts and follow up on overdue accounts.

• Implement strategies to minimize bad debts and write-offs.

• Coordinate with collection agencies or legal teams when necessary.

• Prepare regular credit risk and collections reports for senior management.

• Forecast cash flow impacts of credit and collections performance.

• Analyze trends in customer payment behaviors and recommend corrective actions.

• Monitor key metrics such as Days Sales Outstanding (DSO), aging reports, and bad debt ratios.

• Ensure compliance with company policies, industry regulations, and legal requirements.

• Maintain accurate documentation of credit evaluations and collection efforts.

• Liaise with auditors and regulatory bodies as needed.

• Negotiate credit terms and repayment plans with customers.

• Handle escalated customer disputes related to billing or credit.

• Build strong relationships with clients while balancing risk and customer satisfaction.

• Lead and mentor the credit control/credit management team.

• Set performance goals, monitor results, and provide training.

• Foster a culture of accountability, efficiency, and continuous improvement.

• Work closely with Sales, Finance, and Legal teams to balance revenue growth with risk management.

• Support business development by providing credit input for potential new deals.

• T/A,Mobile bill,Profit share,Provident fund,Insurance,Gratuity
• Lunch Facilities: Partially Subsidize
• Festival Bonus: 2