Title: Senior Manager / Manager - Business Development / Risk Management Unit Position
Company Name: Padakhep Manabik Unnayan Kendra
Vacancy: 2
Age: Na
Job Location: Anywhere in Bangladesh
Salary: --
Experience:
Graduate. Professional Certification in Business Development/Risk Management will be an added advantage.
Position will be determined as per experience.
Padakhep, a leading development organization in Bangladesh since 1986, with the legacy of 39 years of driving change, has a network of over 700 offices and a family of more than 11,000 employees. It has contributed to the transformation of the digital economy and served over 10 million beneficiaries through a holistic development approach: CAPACITY enhancement, Financial CHOICES and market CONNECT. Padakhep Manabik Unnayan Kendra is a non-governmental development organization licensed by the Microcredit Regulatory Authority (MRA) (License No. 00181-00468-00095) and awarded as the best associate organization of Palli Karma-Sahayak Foundation (PKSF). For more details, visit www.padakhep.org.
Job Description
New Product development with feasibility study and financial model.
Incentive Model Development.
Baseline study for formulating strategy for business growth.
Market research.
Undertake research, where and when necessary, on issues of strategic importance and relevance to the implementation of the Strategic Plan.
Credit Risk Management
Assess borrower repayment capacity through credit appraisal and group-lending methodologies.
Monitor loan portfolio quality (e.g., PAR - Portfolio at Risk).
Set and enforce credit policies, limits, and underwriting standards..
Ensure diversification across geography, sectors, and borrower groups.
Compliance & Regulatory Risk
Ensure the MFI complies with local central bank/MFI regulatory authority guidelines.
Follow responsible lending practices to avoid over-indebtedness of clients.
Implement anti-money laundering (AML) and Know Your Customer (KYC) policies.
Prepare & submit monthly risk report of microfinance operation.
Prepare Risk Management Guideline for microfinance operation & review it quarterly.
| University | Percentage (%) |
|---|---|
| National University | 19.98% |
| University of Dhaka | 4.35% |
| Jagannath University | 2.17% |
| Jahangirnagar University | 1.76% |
| University of Chittagong | 1.70% |
| University of Rajshahi | 1.29% |
| Stamford University Bangladesh | 0.94% |
| North South University | 0.88% |
| Southeast University | 0.88% |
| American International University Bangladesh (AIUB) | 0.82% |
| Age Range | Percentage (%) |
|---|---|
| 20-30 | 42.48% |
| 31-35 | 31.61% |
| 36-40 | 15.22% |
| 40+ | 10.28% |
| Salary Range | Percentage (%) |
|---|---|
| 0-20K | 3.47% |
| 20K-30K | 20.80% |
| 30K-40K | 23.56% |
| 40K-50K | 18.27% |
| 50K+ | 33.90% |
| Experience Range | Percentage (%) |
|---|---|
| 0 years (Freshers) | 13.28% |
| 0.1 - 1 years | 7.87% |
| 1.1 - 3 years | 18.21% |
| 3.1 - 5 years | 14.92% |
| 5+ years | 45.71% |