Job Description
Title: Investment Officer - SME & Corporate (SEO -SAVP)
Company Name: Al-Arafah Islami Bank PLC
Vacancy: --
Location: Dhaka
Minimum Salary: Negotiable
Experience:
∎ At least 5 years
∎ The applicants should have experience in the following business area(s):Banks
Published: 22 May 2025
Education:
∎ Bachelor/Honors
∎ Graduation or Post-graduation in any discipline from a reputed university, with no third division/class in any academic examination.
∎ Candidates with an MBA or relevant professional degree (e.g., CA, CMA, CFA) will be given preference.
∎ Graduation or Post-graduation in any discipline from a reputed university, with no third division/class in any academic examination.
∎ Candidates with an MBA or relevant professional degree (e.g., CA, CMA, CFA) will be given preference.
Requirements:
Additional Requirements:
∎ At least 5 years in of experience in Investment/Credit Risk management Division, compliance, or related fields in reputed Bank or NBFI.
∎ Strong understanding of investment profile and investment risk management principles;
∎ Proven ability to work in cross-functional teams.
∎ At least 5 years in of experience in Investment/Credit Risk management Division, compliance, or related fields in reputed Bank or NBFI.
∎ Strong understanding of investment profile and investment risk management principles;
∎ Proven ability to work in cross-functional teams.
∎
∎ Knowledge:
∎ Investment Risk Management; Islamic Risk and compliance management; Islamic Regulatory Framework of the country.
Responsibilities & Context:
∎ Review and prepare new and existing investment proposals by assessing business, technical, managerial, environmental, and other relevant factors; ensure compliance with investment regulations; and recommend proposals for approval by the Bank’s competent authority.
∎ Structure investment proposals in line with the client’s business nature/needs, repayment capacity, and the associated investment risks.
∎ Design appropriate covenants, terms, and conditions of investment to safeguard the Bank’s interests.
∎ Monitor compliance with financial and non-financial covenants stipulated in investment agreements.
∎ Conduct visits to clients' business premises, project sites, or collateral locations as part of investment risk evaluation.
∎ Identify, analyze, and report early warning indicators of deterioration in asset quality or deviations from expected performance.
∎ Work closely with business units and other departments to develop strategies that align risk management objectives with sustainable business growth.
∎ Ensure adherence to internal investment risk guidelines, investment policies, Shariah guidelines, and applicable regulatory frameworks.
∎ Coordinate with business, investment, legal, and operations teams to ensure timely resolution of investment-related issues or breaches.
∎ Assist the Investment Risk Management team in the periodic review of the Investment Policy Manual to incorporate interim policy changes issued by the Central Bank of Bangladesh.
∎ Prepare and compile explanations and responses to internal and external audit observations to demonstrate proper compliance with investment-related activities.
∎ Prepare and submit periodic reports on portfolio quality, segment-wise investment exposure, non-performing investments, delinquency rates, and other relevant metrics as required by management.
∎ Job Grade: SEO - SAVP
∎
∎ Key Responsibilities:
∎ Review and prepare new and existing investment proposals by assessing business, technical, managerial, environmental, and other relevant factors; ensure compliance with investment regulations; and recommend proposals for approval by the Bank’s competent authority.
∎ Structure investment proposals in line with the client’s business nature/needs, repayment capacity, and the associated investment risks.
∎ Design appropriate covenants, terms, and conditions of investment to safeguard the Bank’s interests.
∎ Monitor compliance with financial and non-financial covenants stipulated in investment agreements.
∎ Conduct visits to clients' business premises, project sites, or collateral locations as part of investment risk evaluation.
∎ Identify, analyze, and report early warning indicators of deterioration in asset quality or deviations from expected performance.
∎ Work closely with business units and other departments to develop strategies that align risk management objectives with sustainable business growth.
∎ Ensure adherence to internal investment risk guidelines, investment policies, Shariah guidelines, and applicable regulatory frameworks.
∎ Coordinate with business, investment, legal, and operations teams to ensure timely resolution of investment-related issues or breaches.
∎ Assist the Investment Risk Management team in the periodic review of the Investment Policy Manual to incorporate interim policy changes issued by the Central Bank of Bangladesh.
∎ Prepare and compile explanations and responses to internal and external audit observations to demonstrate proper compliance with investment-related activities.
∎ Prepare and submit periodic reports on portfolio quality, segment-wise investment exposure, non-performing investments, delinquency rates, and other relevant metrics as required by management.
Workplace:
∎ Work at office
Employment Status: Full Time
Job Location: Dhaka
Company Information:
∎ Al-Arafah Islami Bank PLC
∎ Head Office, Al-Arafah Tower, (Level-17), 63, Puraana Paltan, Dhaka-1000
∎ https://www.aibl.com.bd
∎ Al-Arafah Islami Bank PLC. (AIBPLC), a prominent Shariah-based Islamic bank in Bangladesh having a commendable reputation in the banking industry through consistent growth and the delivery of a diverse range of products and services to its customers. The Bank is committed to contribute significantly to the national economy. It has made a positive contribution towards the socio-economic development of the country with 226 branches and 76 sub branches throughout the country.
Address::
∎ Head Office, Al-Arafah Tower, (Level-17), 63, Puraana Paltan, Dhaka-1000
∎ https://www.aibl.com.bd
∎ Al-Arafah Islami Bank PLC. (AIBPLC), a prominent Shariah-based Islamic bank in Bangladesh having a commendable reputation in the banking industry through consistent growth and the delivery of a diverse range of products and services to its customers. The Bank is committed to contribute significantly to the national economy. It has made a positive contribution towards the socio-economic development of the country with 226 branches and 76 sub branches throughout the country.
Read Before Apply: Please apply only who are fulfilling all the requirements of this job
Application Deadline: 30 May 2025
Category: Bank/Non-Bank Fin. Institution
