Management Trainee-Microfinance

Job Description

Title: Management Trainee-Microfinance

Company Name: Eco-Social Development Organization (ESDO)

Vacancy: 50

Age: At most 35 years

Job Location: Anywhere in Bangladesh

Salary: Tk. 25000 (Monthly)

Experience:

• At least 1 year
• The applicants should have experience in the following business area(s): NGO

Masters in any discipline

• At least 1 year
• The applicants should have experience in the following business area(s): NGO

• Age At most 35 years

• Minimum 1 years of practical experience in Microfinance program.

• Strong communication and interpersonal skills.

• Basic knowledge of financial concepts and accounting.

• Ability to work in rural and field-based environments.

• Good analytical and problem-solving skills.

• Proficiency in MS Office applications.

• High level of integrity, commitment, and willingness to learn.

• Willingness to travel extensively in rural areas.

• Ability to ride a bicycle/motorcycle (preferred).

ESDO was established in 1988 with the aim of supporting poor and marginalized people affected by the devastating flood and gradually moving towards achieving a broader vision of achieving sustainable, secured, and resilient livelihoods for these poor and marginalized people through improving their overall sustainable development. For the last more than three and a half decades of its development journey, ESDO has set an outstanding example of a sustainable development model for the underprivileged communities of Bangladesh. ESDO has been working in the country's primarily unserved and underserved locations, nurturing a community-focused participatory approach and people's ownership. Consequently, the ESDO's working area has already established an enabling environment. We have made notable achievements in livelihood improvement, food security and nutrition, education, women's empowerment, health, the promotion of children's rights, adolescent and youth engagement, and the rights of ethnic minorities. During this long span, we have adapted to the changing situation and provided the most time-bound effective services, especially to the poor and disadvantaged people. Considering the government's development policies, we are currently implementing a considerable number of projects and programs, including a microfinance program, through a community-focused and people-centered approach to accomplish the government's development agenda and the Sustainable Development Goals (SDGs) of the UN as a whole. One of the most dynamic organizations, ESDO, is expanding its development interventions across 422 upazilas under 56 districts of Bangladesh, thereby reaching over 15.73 million impoverished and vulnerable individuals.

The Management Trainee – Microfinance will undergo structured training to develop practical knowledge and skills in microfinance operations, including credit management, client handling, financial services delivery, and branch-level administration. The role is designed to build future leaders for the Microfinance Program of ESDO.

ESDO is inviting applications from interested qualified candidates for the following position. Women are especially encouraged to apply.

Key Responsibilities:

A. Training & Learning

• Participate in structured training sessions on microfinance operations, policies, and procedures.

• Learn group formation, loan disbursement, savings collection, and recovery processes.

• Gain hands-on experience in branch operations and field activities.

B. Field Operations

• Conduct field visits to support group formation and member mobilization.

• Assist in client selection and verification processes.

• Support loan disbursement and ensure proper documentation.

• Monitor loan utilization and ensure timely repayment.

C. Client Relationship Management

• Build and maintain strong relationships with beneficiaries.

• Provide financial literacy and awareness to clients.

• Address client queries and resolve issues effectively.

D. Financial & Administrative Support

• Maintain accurate records of loans, savings, and client information.

• Assist in preparing daily, weekly, and monthly reports.

• Support branch-level administrative activities.

E. Compliance & Risk Management

• Ensure compliance with organizational policies and microfinance regulations.

• Identify potential risks (e.g., default risks) and report to supervisors.

• Maintain transparency and accountability in all operations.

As per organizational policy.