Internal Audit & Accounts (Microcredit)

Job Description

Title: Internal Audit & Accounts (Microcredit)

Company Name: United Trust (UT)

Vacancy: 1

Age: 28 to 40 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• 3 to 6 years
• The applicants should have experience in the following business area(s): NGO, Group of Companies

• 3 to 6 years
• The applicants should have experience in the following business area(s): NGO, Group of Companies

• Age 28 to 40 years
• Only Male

Required Skills

• Internal Audit

• Risk AssessmentInternal

• Control Evaluation

• Financial Analysis

• Microcredit Operations

• Fraud Detection

• Audit Reporting

• MS Excel, Word & PowerPoint

• Strong analytical and problem-solving skills

• Excellent communication and report writing skills

• Ability to work independently and under pressure

• Experience Requirements 3–6 years of experience in Internal Audit.

• Minimum 2 years' experience in Microfinance/NGO Audit.

• Experience with MRA-licensed Microcredit Institutions will receive preference.

Reports To:

Executive Director

Job Summary

We are looking for a dynamic and result-oriented Internal Audit professional to strengthen our Microcredit operations. The incumbent will conduct risk-based audits of branch operations, evaluate internal controls, ensure compliance with organizational policies and MRA regulations, identify operational and financial risks, and recommend corrective actions to improve efficiency and transparency. The role typically involves frequent branch visits, verification of loan and savings transactions, surprise audits, and timely reporting.

Key Responsibilities

Audit & Compliance

• Conduct scheduled and surprise audits of microcredit branches.

• Verify loan disbursement, installment collection, savings, cash balances, and member records.

• Review accounting books, vouchers, ledgers, registers, and supporting documents.

• Ensure compliance with organizational policies, MRA guidelines, donor requirements, and applicable laws.

• Evaluate the effectiveness of internal control systems and recommend improvements.

• Identify fraud, financial irregularities, operational risks, and control weaknesses.

Operational Audit

• Audit branch operations, cash management, procurement, inventory, fixed assets, and administrative activities.

• Verify physical cash, assets, stock, and security documents.

• Assess branch performance and operational efficiency.

• Ensure proper maintenance of loan files and member documentation.

Reporting

• Prepare clear, evidence-based audit reports with practical recommendations.

• Discuss audit findings with branch management.

• Monitor implementation of corrective actions and conduct follow-up audits.

• Maintain complete audit working papers and documentation.

Risk Management

• Perform risk-based audits according to the approved annual audit plan.

• Recommend preventive measures to minimize financial and operational risks.

• Assist management in strengthening governance and compliance practices.

Other Responsibilities

• Participate in investigations of suspected fraud or misconduct.

• Support external auditors and regulatory inspections when required.

Perform any other audit-related assignments assigned by management.