Head of Corporate Finance & Banking Relations

Job Description

Title: Head of Corporate Finance & Banking Relations

Company Name: KHADIZA SADEK SPINNING MILLS LTD

Vacancy: --

Age: 25 to 58 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 6 years
• The applicants should have experience in the following business area(s): Banks, Textile

• At least 6 years
• The applicants should have experience in the following business area(s): Banks, Textile

• Age 25 to 58 years

About the Job:

Own the company's entire banking and finance relationship — not just manage it, but actively turn it around. You'll report directly to the Managing Director and have real input into major banking and financing decisions, not just execution.

Job Description:

— Banking Operations & Fund Management

• Manage all fund flows, foreign currency and local currency, across our banking relationships

• Manage OD/CC, LC, and term loan facilities day to day

• Oversee the company's FC account and forex-related matters

— LC & Bank Control

• Manage LC openings for cotton and spare parts procurement

• Negotiate with banks when limits are tight

• Prevent forced loans and block situations before they happen

• Structure back-to-back LCs using our yarn buyers

— Working Capital & Term Loans

• Handle working capital limits end to end — sizing, utilization, and renewal

• Negotiate loan restructuring, rescheduling, and takeover of term loan facilities across multiple banks

• Push to reduce our overall cost of borrowing over time, and secure refinancing with local banks where it makes sense

— Bangladesh Bank Schemes & Compliance

• Apply for EDF, GTF, TDUF, and other relevant Bangladesh Bank facilities

• Know Bangladesh Bank's rules well enough to catch a mistake before the bank does

— Reporting & Bank Relationship Management

• Prepare cash flow models, debt schedules, and clean reporting for management

• Represent the company directly to Relationship Managers, Unit Heads, and CRM teams — present financing and recovery plans, and push for rescheduling, limit enhancement, and LC continuation

• Keep our CIB standing clean and proactively prevent any account from slipping into classification

• Maintain strong ties with AD banks, regulators, and industry associations

Skills:

• 8–15 years in corporate banking or corporate finance; ex-banker background preferred

• Ideally, time spent inside a bank's Corporate Banking or CRM division

• Proven expertise in trade finance, LC handling, and refinancing schemes — real experience negotiating a restructuring or facility, not just familiarity with the concept

• Strong knowledge of Bangladesh Bank special funds (EDF, GTF, TDUF) and compliance rules

• Comfortable managing both foreign currency and local currency fund positions

• Strong in Excel, cash flow modeling, and clean reporting formats

• Excellent negotiation skills, with an established network among local banks and regulators

• Textile or manufacturing sector background is a plus, not a requirement, if you're sharp and can prove it