Head Of Microfinance

Job Description

Title: Head Of Microfinance

Company Name: Unnayan Prochesta

Vacancy: 01

Age: 40 to 50 years

Job Location: Satkhira (Tala)

Salary: Tk. 75000 - 80000 (Monthly)

Experience:

• 7 to 10 years
• The applicants should have experience in the following business area(s): Banks, NGO

• Master of Business Administration (MBA)
• Master of Business Management (MBM)
• Master of Social Science (MSS)
• Master of Commerce (MCom)
• Post Graduate Diploma (PGD)

• 7 to 10 years
• The applicants should have experience in the following business area(s): Banks, NGO

• Age 40 to 50 years
• Only Male

Unnayan Prochesta operates microfinance programs across 22 branches in the southwestern coastal region of Bangladesh, employing over 220 staff. The organization serves low-income and climate-vulnerable communities, including youth and women entrepreneurs, by providing inclusive financial services such as micro-enterprise, microloans, livelihood financing, recovery loans for disaster-affected populations, and welfare-based microinsurance coverage. To scale impact, ensure operational sustainability, and transition into digital and risk-managed microfinance models, Unnayan Prochesta seeks a dynamic and strategic leader to head its microfinance division. 

Key Responsibilities:

Strategic Leadership & Program Development

• Design and implement microfinance strategies in line with Unnayan Prochesta’s mission and growth targets.

• Lead the integration of inclusive financial products including livelihood loans, youth entrepreneurship loans, and climate-adaptive credit lines.

• Guide the development of micro-insurance, welfare fund schemes, and digitized savings innovations.

Operational Oversight:

• Supervise branch operations, monitor portfolio quality, and ensure compliance with MRA and PKSF guidelines.

• Regularly analyze and improve portfolio performance: PAR, loan recovery, outreach, and savings mobilization.

• Implement and refine risk mitigation strategies including use of technology and community-based monitoring.

Team Management & Capacity Building:

• Lead and mentor the microfinance team across branches, including training for field officers, branch managers on credit assessment, collection methods, and client communication.

• Conduct periodic evaluations, performance audits, and capacity-building workshops.

Monitoring, Reporting & Compliance:

• Ensure accurate and timely reporting to management, MRA, PKSF, and donors.

• Monitor the effectiveness of innovations like the daily saving banks and loan repayment behavior tracking mechanisms.

Stakeholder & Partner Engagement:

• Liaise with PKSF, MRA, other Govt. agencies, banks, insurance partners, and other relevant institutions.

• Assist in mobilizing funding, preparing proposals, and scaling pilot initiatives and enterprise development loans.

• Gratuity,Medical allowance,Tour allowance,Mobile bill,T/A,Provident fund
• Salary Review: Yearly
• Lunch Facilities: Partially Subsidize
• Festival Bonus: 3